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The Benefits of Retiring in Pennsylvania

Choosing the ideal retirement destination is a significant decision that can greatly impact your quality of life during your golden years. If you live in or near Pennsylvania, you should strongly consider retiring in the Keystone State. Here’s why.

Is Pennsylvania a Good Place To Retire?

In a word: yes! Pennsylvania offers a wide array of benefits for retirees, beginning with the fact that it has some of the most tax-friendly retirement policies in the US. From its natural beauty and diverse recreational opportunities to its affordable cost of living and rich cultural heritage, Pennsylvania has much to offer those seeking a fulfilling retirement.

Reasons To Retire in Pennsylvania

Pennsylvania boasts several advantages that make it an appealing choice for retirees:


  • Affordable cost of living. Pennsylvania offers a relatively affordable cost of living compared to many other states. Housing, healthcare, and groceries are reasonably priced.


  • Beneficial tax rates for seniors. Retirement and social security income aren’t taxed in Pennsylvania, and the existing tax is at a low flat rate, allowing retirees to stretch their retirement savings further.


  • Scenic beauty and outdoor recreation. Pennsylvania is known for its stunning landscapes, from the picturesque Pocono Mountains to the vast wilderness of 121 state parks. Retirees can enjoy activities such as hiking, fishing, boating, and birdwatching in the state's numerous parks and nature reserves.


  • Rich cultural heritage. Pennsylvania is steeped in history, and not just in terms of Gettysburg’s role in the Civil War. Retirees can explore iconic landmarks like Independence Hall in Philadelphia or the Valley Forge National Historical Park. The state also hosts numerous museums, art galleries, and theaters that cater to a range of interests.


  • Excellent healthcare facilities. The state is home to several networks of renowned medical institutions and hospitals, ensuring access to comprehensive, quality healthcare services for retirees.

Best Places To Retire in PA

Cumberland County, located in Central Pennsylvania, offers a tranquil and picturesque setting that is particularly appealing to retirees. Here are just a few of the benefits of retiring in this region:


  • Natural beauty and outdoor recreation. Cumberland County is blessed with scenic landscapes, including the Appalachian Trail, picturesque farmlands, and the stunning Cumberland Valley. Residents can partake in outdoor activities such as hiking, biking, fly fishing, and golfing, as well as enjoy the county's abundant parks and nature reserves.


  • Thriving arts and cultural scene. The county hosts a vibrant arts and cultural community, with art galleries, theaters, and annual festivals. The Carlisle Theatre, Cumberland County Historical Society, and Carlisle Events are just a few examples of the region's cultural offerings.


  • Proximity to major cities. Cumberland County provides easy access to major metropolitan areas like Harrisburg, Philadelphia, and Baltimore. Retirees can enjoy a quieter lifestyle while still being within reach of urban amenities, including shopping centers, dining options, and entertainment venues.


  • Welcoming retirement communities. Cumberland County offers a range of retirement communities and senior living options that cater to various preferences and budgets. These communities provide a supportive and engaging environment for retirees to enjoy their golden years.

Best Places To Live in Cumberland County, PA

If you’re wondering exactly where in Cumberland County will make the best setting for those aforementioned golden years, you can’t go wrong with Carlisle, Pennsylvania. This historic town has a unique character and plenty of attractions for retirees. Here are some of the best things to do in Carlisle:


  • Explore history. Carlisle's charming downtown area is dotted with historic buildings, quaint shops, and delightful eateries. Strolling through its streets is like stepping back in time, with beautifully preserved architecture, a wealth of historic landmarks, and a welcoming atmosphere. The town is renowned for the Carlisle Barracks, which houses the U.S. Army War College and the Army Heritage and Education Center. The Cumberland County Historical Society also offers engaging exhibits and programs.


  • Attend car shows and events. Known as the automotive capital of Pennsylvania, Carlisle hosts numerous car shows and events throughout the year. Car enthusiasts will delight in events like the Collector Car Auction and Corvettes at Carlisle, which attract visitors from all over the country, showcasing a wide variety of vehicles.


  • Enjoy cultural and artistic offerings. Carlisle is home to Dickinson College, which offers a calendar of creative arts and educational programs for the community. Several local galleries, including the Carlisle Arts Learning Center, offer art classes and exhibitions. The town also hosts the Carlisle Theatre, a historic venue that presents a diverse range of performances, from live theater productions to concerts.


  • Savor culinary delights. Carlisle is known for its excellent dining scene, with a variety of restaurants offering international cuisines. From cozy cafes and family-owned eateries to fine dining establishments, residents can indulge in culinary delights that suit every palate.


  • Feel connected with community engagement. Retiring in Carlisle allows individuals to become part of a tight-knit and welcoming community. The town organizes various community events and festivals, providing opportunities for retirees to socialize, make new friends, and engage in civic activities.

Enjoy the Benefits of Retiring in Pennsylvania With Chapel Pointe

Chapel Pointe is a faith-based continuing care retirement community in Central Pennsylvania. We commit each day to serving and enhancing the quality of life for people aged 62+. Nestled in eight beautifully landscaped acres in Carlisle, PA, our welcoming campus is filled with interesting places to explore and amenities that make life easy and enjoyable.


We’re honored that our greater community sees the servant-heart of our nonprofit organization and consistently selects Chapel Pointe as “The Best of Cumberland County.” Contact us to learn more about our exciting options for independent living and general information about pricing.


Since the beginning, our team's mission has been to ensure that every resident is treated with love and the utmost respect. Experiencing our core values—trust, integrity, faith, service, and innovation—lived out every day at Chapel Pointe reassures seniors that they are making the right decision by welcoming us into their lives.

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  • The Alliance
  • LeadingAge PA
  • Best of Cumberland County 2022 Winner
  • Action Pact